Who can be insured?
The insured party can be a legal entity or an individual that concludes an insurance contract for a property that is used commercially.
What can be insured?
- Buildings, structures
- Internal communications
- Technical and electronic equipment
- Furniture, furnishings and interior decoration of the premises (including window glass and showcases)
- Goods, materials and other property
- Fall of piloted flying objects, or their parts
- Natural disasters
- Water influence
- Illegal acts of third parties
- Breakage of windows, display cases and other similar facilities
- Other external influence: a) direct collision of vehicles or automotive vehicles into insured property; b) the direct impact of water vehicles or self-propelled floating engineering constructions; c) direct action of the shock wave of supersonic aircraft
Losses due to business interruption resulting of the occurrence of the risks described above can also be insured. Indemnity consists of:
- Profit loss caused by the interruption in economic activity
- Additional expenses directed to avoid reduction of the turnover